Bihar Student Credit Card (DRCC) MBA Colleges Pan India 2026-27: Complete City-Wise List

If you are a student from Bihar planning to pursue an MBA in the 2026-27 session, the Bihar Student Credit Card (BSCC) scheme is your most powerful financial tool. Managed through District Registration & Counselling Centres (DRCC), it has recently been updated to offer even better terms for students.

Major Update for 2026: As per the latest government notification, the BSCC loan is now completely interest-free (0% Interest) for all categories of students. You only repay what you borrow.

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🏦 Bihar Student Credit Card (2026-27) — Key Facts

• Loan Amount: Up to ₹4 Lakhs (Covers tuition, hostel, books, and even a laptop).
• Interest Rate: 0% (Interest-Free) for all students (Male, Female, Transgender, and PwD).
• Collateral & Guarantor: Not Required (The Bihar Government acts as your guarantor).
• Repayment Period:
  • Up to 7 years (84 installments) for loans up to ₹2 Lakhs.
  • Up to 10 years (120 installments) for loans above ₹2 Lakhs.
• Repayment Starts: 1 year after the course completion or 6 months after securing a job (whichever is earlier).

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✅ Eligibility Criteria

• Domicile: Permanent resident of Bihar (Resident certificate/Voter ID/Ration card required).
• Age: Up to 25 years for general courses; up to 30 years for Post-Graduate (MBA/PGDM) courses.
• Academics: Must have passed 12th standard (or 10th for specific technical diplomas).
• Admission: Must have a valid "Bonafide Certificate" and "Fee Structure" from a recognized institution.

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🗺️ City-Wise List of MBA Colleges Accepting BSCC (2026)

Students from Bihar have successfully used the DRCC loan for the following top private institutions. Always confirm the specific course eligibility at your local DRCC office.

🏛️ Delhi

• NDIM — New Delhi Institute of Management
• FIIB — Fortune Institute of International Business
• JIMS Rohini — Jagan Institute of Management Studies
• JIMS Kalkaji — Jagan International Management School
• Fostiima Business School — Dwarka, Delhi
• DSB — Delhi School of Business, Dwarka
• MERI — Management Education & Research Institute

🏢 Noida & Greater Noida

• BIMTECH — Birla Institute of Management Technology
• Sharda University — Knowledge Park III
• Bennett University — Greater Noida
• IMS Noida — Sector 62
• GL Bajaj Institute of Management — Knowledge Park II
• GNIOT — Knowledge Park II
• IBI — International Business Institute
• Jaipuria Institute of Management — Sector 62

🌿 Pune & Mumbai

• SIBM Pune — Lavale, Pune
• SCMHRD — Symbiosis Centre for Management
• ITM Business School — Navi Mumbai
• Dr. D.Y. Patil Vidyapeeth — Pimpri, Pune
• ASM's IBMR — Chinchwad, Pune

🌺 Bangalore (Bengaluru)

• XIME Bangalore — Electronics City
• SIBM Bangalore — Symbiosis Institute of Business Management
• TAPMI Bengaluru — B-School in Bengaluru
• Welingkar (WeSchool) — Electronic City Phase 1
• ISBR Business School — Bengaluru
• Alliance University — Chikkahagade

🏰 Other Key Cities

• Jaipur: Jaipuria Jaipur, MNIT Jaipur
• Dehradun: UPES, Doon Business School
• Kolkata: IMI Kolkata, JIS College
• Chandigarh: Chandigarh University (Mohali), Chitkara University

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📋 How to Apply (Step-by-Step for 2026)

1. Online Registration: Fill out the application on the Official MNSSBY Portal.
2. Documents Upload: Upload digital copies of your Aadhaar, 10th/12th marksheets, and College Admission Letter.
3. DRCC Visit: Carry original documents and photocopies to your district DRCC office for physical verification.
4. Verification & Sanction: Once verified, the government processes the sanction letter.
5. Disbursement: Fees are directly transferred to the college bank account every semester/year.

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💡 Important "DRCC 2026" Tips

• Laptop Allowance: You can get an additional amount (usually up to ₹35k) sanctioned specifically for a laptop if it's required for your MBA.
• Top-Up Loans: If your MBA fee is ₹10 Lakhs, DRCC provides ₹4 Lakhs. You can take a private education loan (SBI/HDFC) for the remaining ₹6 Lakhs.
• Course Approval: Ensure your specific PGDM/MBA course is approved by AICTE/UGC, otherwise DRCC might reject the application.

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Confused about which college accepts DRCC and which one is best for your career? We specialize in helping students from Bihar secure admissions in DRCC-eligible colleges with guaranteed placement support.

Get Your DRCC College List & Free Counselling | Book a Session with Mohit Jain